We've put together our top 10 tips when buying a second hand car. Not only will these simple tips help avoid buying a dud, they will also help you to ensure you get the best deal.
1. Do your research
Its always handy to know roughly what sort of car want to buy, Most people know if they fancy a Focus or Astra. Does the car match your needs? Its pointless looking at 2 Seater sports cars if you have 3 kids and a dog. Talk it over and be ready to buy when you visit or apply.
2. Finance Options / Credit / Bank Loan
Gone are the days of back street garages, Wearside Autoparc has many lenders on board who can finance people with poor credit histories. Often if your credit is alright we would advise visiting the dealership and having a browse around. If your in the latter then our top tip is to make an application prior to visiting. Once Approved you can test drive as many cars as you like until you have found the right car for you.
Thinking of a bank loan or credit card?
Often HP is slightly more expensive then a standard bank loan but not by as much as you think. £2 Per month in most cases. With HP your transaction is regulated by the FCA and you are offered extra protection as a consumer under the consumer credit act. Using the banks money can often tie up your lending streams for the future should you need to take a 2nd loan they are less likely to accept.
3. Check the seller
Remember, every customer will have something negative to say about different businesses. No one gets it right first time every time and more so in the car trade. At Wearside Autoparc we take every measure to ensure every car purchased is prepared to the highest standard, after all, we want you to come back for your next car and bring your friends too! Its our name above the door and we want to protect our reputation.
4. Look it over
Inspect the vehicle ensure you are happy with the finish on the paint work and the condition of the interior. This if anything enforces the need to buy from a organization rather than a small one man band who trades from a hut.
5. Take it for a Drive
Possibly the single point to consider at this point is your insurance. Firstly Check the seller has demonstration cover, At Wearside Autoparc, All our customers are insured to test drive our cars. We encourage you to drive the car prior to delivery.
6. Check the mileage
No worries here, we've already done this for you. Finance companies will also check proposed mileages against the NMR and past MOT's. Extra Protection for the customer, always welcomed by us.
7. Check the paper work
Ensure you have all the documents for your car prior to leaving and you are happy with your finance agreement. Wearside Autoparc gives customers an in depth talk through all financial documents so you know at all times how much the payments are, and when you can terminate the agreement or trade the vehicle in.
8. What else is offered in the package?
Its always a good idea to find out what other services the dealer offers you. Full MOT? Warranties?
9. HPI checking
This can work out expensive if your looking at loads of cars, any motor dealer will not have a problem HPI checking a car for you prior to purchase. One of the advantages of buying a car on finance via Wearside Autoparc is that all our finance providers HPI car's prior to them paying us. This gives the customer the ultimate piece of mind.
10. Be a good buyer
Be a good buyer by turning up on time for your viewing, making a prompt decision (having done all the appropriate check / Eg checking with the wife. Nobody likes to be messed around.
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